You can use a UK-issued personal or business credit card for eligible business payments.


Your landlord or supplier is paid by bank transfer.


From the recipient’s perspective, nothing changes.

Why businesses use PayPath

Businesses use PayPath to improve cashflow, earn card rewards, and gain more control over outgoing payments without changing how recipients get paid. PayPath bridges that gap, helping businesses:

Built for modern UK businesses

Designed to solve a real payment gap faced by thousands of UK SMEs.

Smarter use of existing credit cards

Turn unavoidable bank-transfer payments into flexible card payments.


No friction for recipients

Landlords and suppliers are paid exactly how they expect.


What PayPath supports

PayPath is designed specifically for UK business payments. We currently support:

UK-based businesses

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UK-issued Visa & Mastercard cards (personal or business)

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UK bank accounts

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Business rent

We do not support personal payments, international cards, or international bank accounts.

Pay Smarter.
Use your existing credit card to pay business rent even when recipients only accept bank transfer.
Team

How it works

  1. Create your PayPath account


Create an account to access the PayPath platform. This gives you a secure login to manage payments, set due dates, and track confirmations.


  1. Complete business verification


To keep payments secure and compliant, you’ll complete a short verification process.

This includes:

• business and director verification

• uploading a tenancy agreement or invoice


These checks help prevent fraud and significantly reduce the risk of chargebacks.


  1. Add payment details

Add the details of the payment you want to make, including:

• recipient name

• UK bank account details

• payment reference (e.g. tenancy or invoice reference)

• payment amount

• payment due date


The due date is used to send you automated reminders before payment is due.


  1. Pay with your credit card


Pay using your existing UK-issued credit card (personal or business):

• Visa

• Mastercard


Simple, transparent pricing applies:

• £24 per month

• 1.80% per payment (VAT included)


You remain in control of your card, limits, and rewards.


  1. Settlement and payout


Card payments settle on a T+2 business-day cycle.


Once settlement is complete, PayPath releases the funds to the recipient as a normal UK bank transfer.


Recipients do not need to:

• create an account

• install an app

• change how they get paid


They simply receive the funds as usual.

Reminders and confirmations

PayPath helps you stay organised by:


  • sending automated email reminders before payments are due

  • emailing confirmation once a payment is made

  • notifying you when funds are sent to the recipient


All payment records remain available in your account.

Ready to get started?

Create your account and make your first payment in minutes.

Trust & Compliance


Secure & compliant by design


Payments are powered through an FCA-authorised payment institution. Funds are safeguarded in segregated accounts in line with UK regulation.

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FCA-regulated infrastructure

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Funds safeguarded

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Secure verification & monitoring

Trust & Compliance


Secure & compliant by design


Payments are powered through an FCA-authorised payment institution. Funds are safeguarded in segregated accounts in line with UK regulation.

Tick

FCA-regulated infrastructure

Tick

Funds safeguarded

Tick

Secure verification & monitoring

Trust & Compliance


Secure & compliant by design


Payments are powered through an FCA-authorised payment institution. Funds are safeguarded in segregated accounts in line with UK regulation.

Tick

FCA-regulated infrastructure

Tick

Funds safeguarded

Tick

Secure verification & monitoring